Life Insurance Can help offset costs related to your final expenses. If you've ever had to make arranagements for a decesased loved one, you know how stressful a time it can be. A whirlwind of activities is set in motion including funeral arrangements and probate and administrative issues, all of which can be very costly.
The question you may want to ask yourself is: Who will be expected to pay these costs when I pass away? The fact is, expenses expenses don't have to create an unexpected burden for your family or loved ones.
By purchasing Life Insurance you gain peace of mind knowing you have taken care of these expenses.
What does the government pay towards final expenses?
Read more about Life Insurance HERE.
With an Annuity, you can receive a steady income for life.
At this stage in your life, you probably want to avoid uncertainty. That's why annuities have become so popular for retirement-minded people. They represent a safe and secure way to guarantee income for as long as you live. Many people are buying annuities because they like the peace of mind of a retirement safety net. Read more about Annuities HERE.
The fact is, nearly six of every ten 65-year-olds will need long term care at some point in their lives at a cost of up to $92,000 a year. How can you cover these high costs? With a long term care insurance policy.
Medicare was never designed to cover every facet of a retiree's health care. The reality is that there are many expenses that Medicare doesn't cover - gaps that you have to pay for
Many seniors have made Medicare Supplement insurance a key part of their financial plan. Sold by private insurance companies, Medicare Supplement insurance helps fill the gaps in Medicare plan coverage.
Fortunately, there's a way to offset these out-of-pocket costs, but with the ever-changing options available, finding the right plan can be extremely confusing. The wrong choice can end up costing you more money than you need to spend, or can put you in a dilemma when you make a claim and find out that your plan doesn't cover what you expected it to.
A full financial review, conducted annually, can ensure that you don't run in to any of these problems. At Cornerstone, these reviews are completely free, a service we provide all our clients at no charge or obligation. Contact us to schedule one today!
At Cornerstone we believe in hard work and then enjoying the fruits of our labor!
We love to organize recreational activities for our team. Whether it's a formal banquet honoring top producers, or a casual game of kickball in a park, we recognize the value in camaraderie and the benefits of not only being workmates, but friends too. We view all members of Cornerstone as part of one big family!
Scott and his wife Amy live in Charleston, South Carolina and have two children, Sebastian and Makinzie. Originally from Ohio, Scott has 15 years in the Insurance Industry.
John is originally from Connecticut but has lived in South Carolina since 1998. He graduated from Coastal Carolina University in 2008 and enjoys watching sports and playing with his dog Riley.
Originally from Massachussets Matthew and his family are enjoying southern living in sunny Summerville, South Carolina.
Married to his wife Jaime, the
He enjoys spending his free time on the Lake and cheering on his Alumni, the Clemson Tigers. He and his wife are active members of St. Paul's Episcopal Church in Summerville.
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A 1996 Clemson University Graduate, Dave is a licensed Investment Advisor who resides in Mt. Pleasant, South Carolina with his wife Patti and their
Greg is originally from Pittsburgh, PA and moved to Lexington, SC in 2014. He has been married to his wife Susan since 2003. They have one child, Gregory II and are in love with South Carolina and are happy to call it home.
Supporting local schools and Nonprofits is dear to Cornerstone's heart. To see the organizations we are involved with or to request sponsorship, click below.
If you would like your business to join in the Cornerstone partnership for charitable giving, please contact us today!
Although born and raised in Crawfordville, Florida, April made Summerville, South Carolina her home in 2005 and has never wanted to leave.
Cornerstone was founded in 2007 when a small group of determined individuals came together with one big idea: To provide a "One Stop Shop" solution for Mature Americans seeking retirement resources.
Now seven years down the road, the company has expanded into multiple branches across the Southeast and has no intention of turning back.
Our dozens of agents are focused on finding the very best products available for our clients. In order to do this, we have partnered up with more than 50 different top-rated insurance and investment companies. These relationships make it possible to create retirement portfolios that feature fantastic coverage at affordable rates.
Click below to explore the many companies we are affiliated with. You're probably familliar with many of them!
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